Tamas Erni is Managing Partner in Loxon Solutions. He has graduated from finance on the Budapest University of Economic Sciences. He started his career by Raiffeisen Bank Hungary in 1999 and later he worked for Ecostat Institut. He has moved to Loxon in 2001 and became responsible to build up the business consulting team of Loxon and manage several projects in transforming bank’s lending operations and risk management procedures, contributing to Loxon becoming the market leader in the CEE region’s risk management and lending software market. Based on this experience he was nominated to the position of partner in 2005.